Looking to get you and your family covered?

We’ve made it simple.

Protect your family and finances with the right life insurance and/or critical illness coverage. In just 15 minutes, we’ll help you find and secure the best rates with top insurance carriers in Canada. Ask about our no in-home medical assessment option!

Get best in class coverage at a price you’ll love.

We believe in helping Canadians obtain the coverage they need to feel safe and confident.

Up to $1,000,000 of life insurance for as little as $1.50/day

Up to $100,000 of critical illness insurance for as little as $2/day

Let’s get you COVERED


Get the insurance you need without the hassle

Offering the best solutions means being independent of any bank or insurance company. We offer a variety of competitively-priced products from top Canadian insurance providers. It also means we work for you, not any financial institutions.
Convenient and Simple
We’ve made the process of getting life and critical illness coverage as easy as possible. We can get you top quotes, provide personalized advice, and help you apply in just minutes. Ask about our no in-home medical assessment option!
No Pressure
Finding an insurance plan shouldn’t be hard. We have a zero sales pressure policy. Our goal is to help simplify the process of purchasing and insurance, and provide personalized advice, so you can make the best decision for you and your family.
Competitive Prices
Looking for the most affordable insurance coverage on the market? We work with a variety of top Canadian insurance providers to make sure you get the best deal at an affordable price. We can help you find the right plan based on your individual needs.


How it works

We’ve made finding the right life insurance and critical illness insurance coverage easy and simple.


Choose the type of insurance, term, and coverage amount


Receive a personalized quote


If everything works, we can help you apply in less than 15 minutes


Receive your decision and get covered

Your policy will stay in force for as long as you pay your premiums. If you have life insurance and you pass away, your elected beneficiaries will receive the benefit tax-free. If you have critical illness insurance and get diagnosed with a covered condition, you will receive the benefit tax-free.

Depending on your health status, you can qualify for up to $1M of life insurance coverage and up to $100,000 of critical illness coverage, often with no medical assessment required.

If you change your mind, don’t stress—you have up to 10 days to cancel your policy and receive a full refund.


Why work with us?

Over 10 years experience

Working with us is more than just an easy way of buying insurance. You’ll know that you have an experienced professional working to find you the best plan and provide you with personalized insurance advice when you need it.

For Canadians, by Canadians

We are proud Canadians and happy to help fellow Canadians obtain the coverage they need to feel safe and secure. We’ll walk you through your options, compare plans, and answer any questions you may have.

Access to top Canadian insurance carriers

As an independent financial advisor, we have access to the top insurance carriers, making it easy for us to help you find the best and most affordable insurance plan.

Rate guarantee

Once your policy is in force, your premiums are guaranteed not to go up during the remainder of your term. We can help you find a policy with attractive premiums that suit your needs.

Personalized advice

Need a more personalized approach to your insurance? You’ll have access to an experienced professional for personalized advice at no extra cost.

No extra costs & fees

Insurance is complex enough as it is. You never have to worry about extra fees and costs beyond your monthly or annual insurance premium.


Worried about changing needs? No problem. We can help you modify your existing policy to increase or decrease your benefits at any time.

Easy cancellation

You are never locked in to an insurance plan once signing up. You can cancel your plan at anytime.


We Do Insurance On People

Whether you’re young, old, healthy or not so healthy, I’ve made finding the right coverage easy and simple

Life Insurance

Life Insurance is the most efficient and inexpensive way to protect your loved ones from the financial impact of a death. Should the worst happen, your family doesn't have to end up in financial turmoil.

Critical Illness Insurance

Critical illness insurance provides protection that reduces the financial burdens of a critical illness. Should you get sick and diagnosed with a covered critical condition, a tax-free benefit will be paid to help cover medical costs, loss of income, and other expenses, so you can focus on your recovery.

Disability Insurance

An income protection tool that provides monthly payments in the event that you’re unable to work and earn an income for an extended period of time.


Our partners

We work with top Canadian insurance carriers to help you access the right type of coverage at the best rates possible.


What Clients Have Been Saying

Aubrey Bonnah-Vink<p>1 review</p>
Aubrey Bonnah-Vink

1 review

5 days ago
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My work schedule doesn’t give me a whole lot of time to research and learn about investments. I was just putting aside money into my TFSA and RRSP with the bank, which I later realized, wasn’t really making a whole lot at all
Erick Chand<p>2 review</p>
Erick Chand

2 review

5 days ago
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I've had the pleasure of working with a very knowledgeable financial advisor, Lorenzo Bernabe. Him and his team are very welcoming & professional. He's willing to educate you on your portfolio so that you can make informed decisions. Our Commonwealth also holds group seminars on certain financial subjects that I thought were very unique. Highly recommended!
Karren Menil<p>2 review</p>
Karren Menil

2 review

5 days ago
Read More
I met Lorenzo Bernabe, and since then, I’ve been thankful for the informative meetings about life insurance. He’s very knowledgeable, professional, and helpful in advising me on what we need. I'll definitely recommend his service/team to my family and friends!


Is it time to get covered?

We’ll help you find the best insurance policy

Let’s get you COVERED